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Cabarrus Magazine

Medicare: How Hard Can It Really Be?

Oct 01, 2018 08:30AM ● By Jason Huddle

Medicare: How Hard Can It Really Be?

The 1970 No. 1 hit song by the Jackson 5 joyfully proclaims, A-B-C! Easy as 1-2-3

Medicare has parts called A, B, C, and even D, but no one would ever claim that it is as easy as 1-2-3. In fact, some trying to figure it out have found themselves loudly proclaiming, “This A-B-C is not as easy for me!” For this reason, I offer three steps toward making Medicare a little bit easier!    

1. Not all people fit the same mold: Each person’s Medicare plan is chosen to suit his or her individual needs. Just because your friend is on a plan does not mean that it should also be your own plan. 

2. Plans change annually: Each year, Part D (drug) plans and Medicare Advantage plans change. This is why it is so important to review your plan between October 15 and December 7 and choose your plan for the following year. Many people find that they save hundreds, even thousands, of dollars just by changing plans.

3. There may be less expensive options for your medications: Physicians want you to take your medications to improve your health status. If you stop taking yours because of cost, your health status continues to decline. This is not a win-win situation for you or your doctor.

With a simple medication review by your pharmacist, he or she can recommend possible alternatives to the expensive medications to discuss with your doctor. If there are no alternatives, there may be patient assistance programs that can assist with the cost of the medications. Check with your local pharmacist for more information about this.

Medicare may never be as easy as 1-2-3; however, with a team of professionals that cares about your future in Medicare, the A-B-Cs, and even the Ds, may fall into place nicely!

If you have any specific questions about this, you may contact Jackie King at 704-933-6337, ext. 3008.

By Jackie King

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